Payments Canada reported 26.7 billion retail transactions worth CAD 12.9 trillion in 2025, with cards accounting for 68% of volume and electronic funds transfers for 63% of value. Real-time payments appealed to 52% of Canadians ahead of the Real-Time Rail’s planned Q4 2026 launch. Contactless, buy now, pay later and cryptocurrency use grew, while consumers remained skeptical of agentic commerce.

Bank of Ghana Governor Dr Johnson Pandit Asiama outlined forthcoming credit risk and liquidity directives as rapid lending growth increases the need for stronger underwriting and liquidity safeguards. The central bank is also tightening expectations for fraud, foreign exchange, cyber and fintech risk management, while developing guidance on payment service providers and artificial intelligence. The policy rate remains at 14%.

The Monetary Authority of Singapore has advanced legislation enabling it to impose Total Loss Absorbing Capacity requirements on domestic systemically important banks. The bill would also clarify MAS’ supervision of proliferation financing risks and its ability to assist domestic and foreign counterparts, aligning Singapore’s framework with updated Financial Action Task Force standards.

The National Bank of Moldova reported that SEPA handles nearly eight in 10 transactions one year after the country became operationally connected. The system processed 1.2 million transfers at an estimated cost of EUR 1.3 million, saving Moldovans EUR 16.4 million compared with traditional SWIFT transfers. Average cross border euro transfer fees fell from EUR 20-150 to about EUR 1.

The Capital Markets Board of Türkiye rejected a claim that it ignored 130 Borsa İstanbul warnings about suspicious funds, saying the reported number was inaccurate and all notifications are assessed. The board imposed TRY 948 million in administrative fines in the first nine months of 2026 and filed criminal complaints against 174 people, including 96 over fund-related transactions.

De Nederlandsche Bank has named Gita Salden chair of supervision from March 1, 2027, succeeding Steven Maijoor. The supervisory board is recruiting a replacement for her current pension and insurance supervision role.

A Bank of Italy study finds that 50.2% of Italian consumers retain traditional payment habits, combining cash and cards while making limited use of remote channels. Another 24% do not use cash, but only 14.6% are broadly integrated into the digital payment ecosystem. The study says payment policies, including those for central bank digital currencies, should account for this diversity.

The Central Bank of Latvia outlined a path toward a potential 2029 digital euro launch after EU trilogue negotiations began in July. Adoption of the regulatory framework could enable an ECB decision and pilot projects by the end of 2026. The digital euro would complement cash, carry a holding limit and support private offline payments during connectivity disruptions.

The Central Bank of Latvia found that simultaneous power and communications failures during the August storm limited critical cash and payment services, with 183 of 869 ATMs disrupted. It proposed essential services centers offering goods, offline card payments and cash access, while calling for stronger backup arrangements for communications and retail infrastructure. Households were advised to hold one week’s cash needs in small-denomination banknotes.

The Danish Financial Supervisory Authority has clarified how mortgage credit institutions and banks issuing special covered bonds may calculate the cash value of recognized property encumbrances. Institutions may use conversion price tables or outsource the calculation, but each institution remains responsible for the valuation.

The Institute of International Bankers supported the OCC’s proposed modernization of confidential supervisory information rules but requested broader sharing permissions. Its recommendations would facilitate disclosures to foreign parent banks, home-country supervisors and service providers while preserving access for attorneys and auditors.

The World Bank projects Bangladesh’s economy will grow 3.4% in FY26 and FY27 as weaker investment, elevated inflation and financial sector vulnerabilities constrain activity. Nonperforming loans reached 33.2% in June 2026, while poverty increased and revenue remained low at 8.3% of GDP. Better targeted social protection and faster reforms could support poverty reduction and lift growth to 3.9% in FY28.