-
2026-02-04•Isle of Man•Isle of Man Financial Services Authority
The Isle of Man Financial Services Authority released a Feedback Statement on the Retirement Benefits Schemes (Amendment) Bill, detailing post-consultation changes aimed at modernizing the pensions regulatory framework with a risk-based approach and licensing regime. The revised Bill, updating the Retirement Benefits Schemes Act 2000, is set for introduction in Tynwald in March, with phased implementation pending approval.
Policy & regulation Rules & requirements Licensing framework and process
-
2026-02-04•Türkiye•Insurance and Private Pension Regulation and Supervision Agency of Türkiye
The Insurance and Private Pension Regulation and Supervision Agency of Türkiye revoked Aveon Global Sigorta AS’s insurance licenses in all branches under Board Decision No 1539, pursuant to Article 20 of Insurance Law No 5684.
Supervision Authorisations & approvals Licence withdrawal
-
2026-02-04•Türkiye•Insurance and Private Pension Regulation and Supervision Agency of Türkiye
The Insurance and Private Pension Regulation and Supervision Agency of Türkiye has revoked AcnTurk Sigorta AŞ’s insurance operating licenses in all branches under Article 20 of Insurance Law No. 5684.
Supervision Authorisations & approvals Licence withdrawal
-
2026-02-04•Cyprus•Central Bank of Cyprus
The Central Bank of Cyprus reported December 2025 data showing increased interest rates on new euro-denominated deposit contracts and mixed lending rate movements, with a significant rise in net new loans to EUR 625.0 million. The bank highlighted that Cypriot lending rates are near the Eurozone median, while deposit rates remain the lowest due to high bank liquidity, evidenced by a Liquidity Coverage Ratio of 319%.
Data & statistics Monetary data
-
2026-02-04•Latvia•Ministry of Finance (Latvia)
The Ministry of Finance in Latvia plans to consolidate non-bank consumer lender licensing and supervision under the Bank of Latvia, aiming to streamline oversight and reduce fragmentation. An informational report on this change is set for Cabinet consideration on 24 February 2026, with draft legislation expected by 30 May 2026 and implementation planned for 1 January 2027, pending legislative approval.
Policy & regulation Reform agendas & priorities Licensing framework and process Supervision process and methodologies
-
2026-02-04•United States•Federal Reserve Bank of Minneapolis
The Federal Reserve Bank of Minneapolis’ Opportunity and Inclusive Growth Institute appointed Thomas S. Dee, Emi Nakamura, and Joseph P. Price to its advisory board. The Institute, part of the Minneapolis Fed’s Research Division, focuses on research to enhance economic opportunity and inclusive growth, supporting the Federal Reserve’s maximum employment mandate.
Institutional development Leadership change & appointments Leadership change and appointments
-
2026-02-04•Portugal•Portuguese Securities Commission (CMVM)
The Portuguese Securities Commission (CMVM) outlined its 2026 priorities, focusing on supervisory, regulatory, and internal workstreams aligned with its 2025–2028 Strategic Plan. Key areas include enhanced supervision of high-risk sectors like crypto-assets and Digital Operational Resilience Act (DORA) compliance, corporate governance reviews, and AML/CFT risk management. The CMVM also aims to bolster investor protection against digital fraud, expand financial tools, and propose a regulatory sandbox for capital market development.
Policy & regulation Reform agendas & priorities Supervision process and methodologies
-
2026-02-04•Cyprus•Cyprus Securities and Exchange Commission
The Cyprus Securities and Exchange Commission has amended its Financial Conglomerates Directive to align with the EU framework for the European Single Access Point (ESAP). The amendments transpose Directive (EU) 2023/2864, ensuring that information disclosed by Cyprus investment firms, asset management companies, and alternative investment fund managers within financial conglomerates is accessible via ESAP.
Policy & regulation Rules & requirements Regulatory reporting
-
2026-02-04•Albania•Bank of Albania
The Bank of Albania held an informative meeting led by Governor Gent Sejko, discussing the institution's operations and recent economic and monetary developments. No decisions were made, as the Supervisory Council awaits a quorum to convene and decide on scheduled items.
Institutional development Governance Monetary policy decisions and developments
-
2026-02-04•Seychelles•Central Bank of Seychelles
The Central Bank of Seychelles partnered with the London Stock Exchange Group Risk Division to host a workshop on anti-money laundering and counter-financing of terrorism strategies, focusing on enhancing national capacity and transparency. The event addressed financial crime, international sanctions, and compliance tools, with an emphasis on preparing for Seychelles’ Mutual Evaluation in 2027.
Policy & regulation Implementation, projects & pilots AML and CFT Domestic cooperation
-
2026-02-04•Global•World Federation of Exchanges
The World Federation of Exchanges launched the Listing Stringency Index to benchmark IPO listing regimes using member data. It shows IPO fees and disclosure requirements are most enforced, while financial criteria and voting rights are less common. Recent trends indicate increased stringency in ESG disclosure and corporate governance, with relaxed requirements linked to higher IPO participation and offering size.
Research Securities offerings and listings
-
2026-02-04•Global•International Monetary Fund
The International Monetary Fund, with Saudi Arabia’s Ministry of Finance, announced the AlUla Conference for Emerging Market Economies on 8–9 February 2026, focusing on policy challenges amid global trade shifts and structural transformations. Key speakers include Saudi Minister of Finance Mohammed Al-Jadaan, IMF Managing Director Kristalina Georgieva, China’s Minister of Finance Lan Fo’an, and Bank of England Governor Andrew Bailey.
Policy & regulation Other Fintech and insurtech Artificial intelligence
-
2026-02-04•Global•Financial Stability Board
The Financial Stability Board (FSB) warns that vulnerabilities in government bond-backed repo markets, such as leverage, liquidity imbalances, and market concentration, could strain the wider financial system during stress periods. The report urges authorities to address these risks by closing data gaps, enhancing surveillance, and considering FSB recommendations on leverage and global securities financing.
Policy & regulation International standards & recommendations Market risk and volatility
-
2026-02-04•Canada•Office of the Superintendent of Financial Institutions
Canada's Office of the Superintendent of Financial Institutions (OSFI) revealed significant climate risk exposures in major sectors from the first fiscal year-end 2024 Climate Risk Returns, calling for enhanced data discipline and emissions measurement. Superintendent Peter Routledge emphasized improved climate risk management, aligning with sustainability standards, and outlined 2026 priorities for better data use, scenario design, and integration of climate risk into governance and strategic planning.
Supervision Supervision approach, priorities & toolkit Climate risk and sustainable finance
-
2026-02-04•Europe•European Insurance and Occupational Pensions Authority
The European Insurance and Occupational Pensions Authority (EIOPA) has initiated a public consultation on the prudential treatment of adaptation measures within the Solvency II framework, examining the interaction of risk mitigation actions with capital requirements for natural catastrophe insurance. Feedback is sought by 17 April 2026, with responses to be published unless otherwise requested.
Policy & regulation Rules & requirements Climate risk and sustainable finance
-
2026-02-04•Albania•Bank of Albania
The Bank of Albania provided an update on a Supervisory Council meeting focused on operational activities and recent economic and monetary developments, with no decisions made due to insufficient council members. Discussions included the administration of the Bank, monetary policy implementation, and banking and financial system conditions. Future meetings will address pending issues once the council is fully constituted.
Institutional development Governance
-
2026-02-04•Mexico•CONDUSEF
Mexico's National Commission for the Protection and Defence of Users of Financial Services reported MXN 67.8 million recovered from consumer complaints in Jalisco for 2025, with 33.8% of cases resolved in favor of users. Unrecognised purchases and abusive debt collection were leading complaint drivers, with credit and debit cards accounting for 59.5% of complaints. CONDUSEF emphasized its free procedures and online access, warning against intermediary fees.
Data & statistics Complaints and dispute resolution
-
2026-02-04•Australia•Australian Securities & Investments Commission
The Australian Securities and Investments Commission (ASIC) outlined its 2026 priorities for the superannuation sector, focusing on governance, skills, and operations. Key areas include member service failures, scams, cyber risk, and retirement delivery. ASIC will address trustees' complaints analysis, scam communication, death benefits review recommendations, harmful switching behavior, market transparency, financial reporting, and enforce against poor private credit practices and fund collapses.
Supervision Supervision approach, priorities & toolkit Other
-
2026-02-04•Serbia•National Bank of Serbia
The National Bank of Serbia reported on the Council of Europe Moneyval evaluation, placing Serbia in regular monitoring for its anti-money laundering and counter-terrorist financing regime, noting substantial effectiveness in seven areas and moderate in four. The evaluation highlighted full compliance with 13 Financial Action Task Force recommendations and identified a key weakness in the non-financial sector, recommending improved oversight of lawyers by the Bar Association of Serbia.
Policy & regulation Peer reviews and country evaluations AML and CFT
-
2026-02-04•Moldova•National Bank of Moldova
The National Bank of Moldova is drafting an Executive Committee decision to amend regulations on credit transfers, direct debits, and IBAN codes to align with Regulation (EU) No 260/2012, as part of Moldova's 2025–2029 National Accession Programme. Stakeholders can submit feedback by 19 February 2026.
Policy & regulation Rules & requirements Payments and payment systems
-
2026-02-04•Serbia•National Bank of Serbia
The National Bank of Serbia reminds taxpayers that the first instalment of personal property tax for 2026 is due on 14 February and can be paid at the Treasury Administration counters using the Dina card, which is also accepted for various other tax and public-revenue payments.
Other Payments and payment systems
-
2026-02-04•Denmark•Danish Finanstilsynet
The Danish Financial Supervisory Authority has appointed Jon Hasling Kyed as head of office for supervision of leasing and financing businesses, as it prepares for a new authorisation regime for motor vehicle leasing providers expected to be enacted by January 2027. Kyed, previously deputy head of IT security and cyber risks, will oversee authorisation and supervision of leasing, consumer loans, crowdfunding, and credit services.
Institutional development Leadership change & appointments Leadership change and appointments
-
2026-02-04•United Kingdom•Joint Money Laundering Steering Group
The Joint Money Laundering Steering Group published final amendments to Part I of its guidance, revising specific paragraphs in Chapters 3 and 6, and submitted these changes to HM Treasury for ministerial approval.
Policy & regulation Guidance & interpretation AML and CFT Regulatory burden
-
2026-02-04•France•Ministry of Economics & Finance (France)
France's Ministry of Economics and Finance, through Tracfin, launched the "Focus Tracfin" series addressing illicit financial activity in the art sector, highlighting vulnerabilities and a 35% rise in suspicious transaction reports in 2024. The publication outlines typologies, red flags, and emphasizes compliance with France’s anti-money laundering and counter-terrorist financing framework, with potential sanctions for non-compliance.
Policy & regulation Guidance & interpretation AML and CFT
-
2026-02-04•Bulgaria•Bulgaria Financial Supervision Commission
The Bulgaria Financial Supervision Commission has instructed Virtual Asset Service Providers to submit Markets in Crypto-Assets Regulation authorisation applications by 16 February 2026, ahead of the national transitional period ending on 1 July 2026, and expects reviews to take four to five months. The authority will cease preliminary meetings with new companies after that date to focus on assessing applications. Firms ceasing crypto-asset activities by 1 July 2026 must file an orderly wind-down plan, while inactive entities may seek deregistration from the crypto-assets register.
Supervision Authorisations & approvals Licence approval
-
2026-02-04•Hong Kong•Hong Kong Monetary Authority
The Hong Kong Monetary Authority issued a public scam alert following reports from Industrial and Commercial Bank of China (Asia) Limited about phishing scams involving instant messages, fraudulent websites, and emails. The HKMA emphasized that banks will not request sensitive information through SMS, email, or phone, and advised affected individuals to contact their bank and report to the Hong Kong Police Force.
Supervision Alerts Fraud and scams
-
2026-02-04•Hong Kong•Hong Kong Monetary Authority
The Hong Kong Monetary Authority (HKMA) issued a warning about a fraudulent website and login screens impersonating its official site, using domains like hkma-gov.org. The HKMA emphasized no connection to these sites, does not engage with individuals on personal financial matters, and advised reporting any fraud to the Hong Kong Police Force.
Supervision Alerts Fraud and scams
-
2026-02-04•Europe•European Commission
The European Commission reaffirmed its commitment to the "right to be forgotten" for cancer patients in financial services, with plans to issue guidance in 2026. The 2023 Consumer Credit Directive, effective from 20 November 2026, prohibits using cancer history in insurance policies for consumer credit, reflecting ongoing dialogue under Europe’s Beating Cancer Plan.
Policy & regulation Guidance & interpretation Consumer and investor protection
-
2026-02-04•Europe•Authority for Anti-Money Laundering and Countering the Financing of Terrorism
The Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) released its first multi-year Single Programming Document for 2026-2028, outlining priorities like completing the Single Rulebook, enhancing supervisory convergence, and strengthening cooperation among Financial Intelligence Units. The plan includes delivering core regulatory mandates, advancing supervision, and scaling operations, with staff numbers projected to increase significantly by 2027.
Policy & regulation Reform agendas & priorities AML and CFT
-
2026-02-04•Cuba•Central Bank of Cuba
The Central Bank of Cuba announced that its auditors have signed a Code of Ethics, reinforcing their commitment to honesty, dedication, and patriotism in audit and supervision activities. This initiative aims to enhance transparency and protect national assets, with senior audit staff emphasizing the obligation to uphold professional and ethical standards.
Institutional development Governance Auditing
-
2026-02-04•Tanzania•Tanzania Capital Market and Securities Authority
The Tanzania Capital Market and Securities Authority has launched the iTrust EAC Large Cap Exchange Traded Fund, the first regional exchange traded fund in East Africa.
Policy & regulation Implementation, projects & pilots Securities offerings and listings Market development
-
2026-02-04•Brazil•Brazil Securities Commission (CVM)
The Brazil Securities Commission (CVM) approved a settlement with Rita Cristiane Ribeiro Carvalho, who agreed to pay BRL 277,200 over alleged disclosure irregularities. Settlement proposals from GDC Partners and Carolina Pestana Coelho were rejected due to legal impediments, the seriousness of the alleged conduct, and unsatisfactory terms. The GDC Partners case involved potential fraud with a financial volume exceeding BRL 300 million, while Coelho's case involved disclosure failures.
Enforcement Investigations & enforcement actions Other
-
2026-02-04•Global•International Actuarial Association
The International Actuarial Association is consulting on three draft educational papers from its 2024 Artificial Intelligence Task Force, with comments due by 28 February 2026, and seeks nominations for a task force to develop vendor-neutral training on catastrophe modelling outputs. Program details for the IAA Council and Committee Meetings in Ljubljana have been released, with registration closing on 24 April 2026.
Policy & regulation Guidance & interpretation Other
-
2026-02-04•United Kingdom•Financial Conduct Authority
The Financial Conduct Authority (FCA) has issued guidance to motor finance lenders to mitigate consumer harm from multiple professional representatives in commission complaints, emphasizing prompt communication and resolution. This follows the FCA's October 2025 guidance and aligns with the upcoming Motor Finance Consumer Redress Scheme, with final rules expected by March 2026, as the complaint handling pause ends in May 2026.
Policy & regulation Guidance & interpretation Complaints and dispute resolution
-
2026-02-04•United Kingdom•Prudential Regulation Authority
The Prudential Regulation Authority has published a discussion paper on its Future Banking Data programme, outlining incremental reforms to banking data collections to reduce reporting costs and improve data relevance, quality and timeliness. The paper sets out four guiding principles, highlights key trade-offs in data design, and identifies potential future phases including further template deletions, simplified reporting rules, clearer instructions and a data dictionary approach for PRA-authorised UK banks, building societies, PRA-designated UK investment firms and relevant group entities.
Policy & regulation Reform agendas & priorities Regulatory reporting
-
2026-02-04•Estonia•Central Bank of Estonia
The Central Bank of Estonia reported fourth-quarter 2025 cash circulation statistics, noting issuance of 8.5 million banknotes worth EUR 286.7 million and 1.77 million coins worth EUR 1.32 million, with the EUR 50 banknote and EUR 2 coin being the most issued. The report also highlighted decreased ATM cash withdrawals and deposits year-on-year, the conclusion of a joint coin exchange programme, ongoing kroon-to-euro exchanges, and counterfeit currency incidents registration.
Data & statistics Currency and cash management
-
2026-02-04•Australia•Australian Prudential Regulation Authority
The Australian Prudential Regulation Authority's Deputy Chair, Margaret Cole, emphasized an intensified supervisory focus on enhancing superannuation trustee standards in operational risk management, cyber controls, and investment governance to bolster fund resilience and safeguard retirement savings. APRA will maintain scrutiny on governance shortcomings and employ stricter licence conditions to address deficiencies promptly.
Supervision Supervision approach, priorities & toolkit Operational risk and resilience
-
2026-02-04•Nigeria•Central Bank of Nigeria
The Central Bank of Nigeria's January 2026 Purchasing Managers’ Index (PMI) survey shows a composite PMI of 55.7, marking the fourteenth consecutive month of economic expansion. Industry, services, and agriculture sectors all reported PMI readings above 50, with 31 of 36 subsectors expanding. Notably, Motion Pictures, Cinema, Sound Recording, and Music Production led growth, while Transportation Equipment saw the largest decline.
Data & statistics Economic data and developments
-
2026-02-04•China•Central Bank of the Republic of China
The People's Bank of China outlined its 2026 credit market priorities at the Credit Market Work Conference, focusing on enhancing financial services for major strategies, expanding consumption support, and mitigating local government financing platform debt risks. The agenda includes improving financial mechanisms, implementing structural monetary policy tools, and supporting local governments' market-oriented financing transformations.
Policy & regulation Reform agendas & priorities
-
2026-02-04•Chile•Central Bank of Chile
The Central Bank of Chile released its Survey of Price Determinants and Expectations, highlighting stable selling prices and lower median inflation expectations. Firms reported neutral selling prices, reduced cost pressures, and improved profit margins, with unchanged expectations for raising prices over the next 12 months. The survey data, collected in late 2025, is accessible on the Central Bank's website and Statistical Database.
Data & statistics Economic data and developments
-
2026-02-04•Egypt•Egypt Financial Regulatory Authority
The Egypt Financial Regulatory Authority's Committee for the Establishment and Licensing of Companies approved licenses for Arab African International Securities and Bonds Trading and Al Ahly Pharos Securities Trading to conduct futures brokerage. Additionally, SAFE Real Estate Investment Fund was authorized to operate a real estate investment fund, in line with the FRA chairman’s Decision No. 3060 of 2023.
Supervision Authorisations & approvals Licence approval
-
2026-02-04•Egypt•Egypt Financial Regulatory Authority
The Egypt Financial Regulatory Authority and the Central Bank of Egypt held a meeting to enhance financial inclusion and expand access to services. Discussions focused on supporting small and micro enterprises, integrating financially excluded groups, and improving women's access to finance. The authorities aim to protect market participants' rights and support Egypt's transition to a digital and inclusive economy through data exchange.
Policy & regulation Cooperation Financial inclusion Financial literacy and education
-
2026-02-04•India•Securities & Exchange Board of India
The Securities and Exchange Board of India, in collaboration with Market Infrastructure Institutions including BSE and NSE, launched a PAN-India Bond Issuer Outreach Program in Mumbai to enhance India's corporate bond ecosystem. This initiative includes a documentary and investor awareness videos to boost understanding and participation in the corporate bond market.
Financial literacy & education Market development Corporate governance
-
2026-02-04•India•Securities & Exchange Board of India
The Securities and Exchange Board of India revised the order-to-trade ratio disincentive framework for algorithmic orders, exempting equity option contracts and excluding designated market maker activity from calculations, effective 6 April 2026. Orders within ±0.75% of the last traded price remain exempt from penalties, with specific exemptions for equity option contracts, while stock exchanges must amend regulations and inform participants.
Policy & regulation Rules & requirements Trading
-
2026-02-04•South Korea•South Korea Financial Supervisory Service
South Korea's Financial Supervisory Service reported corporate financing through capital markets in 2025 totaled KRW289.9576 trillion, a 1.0% increase from the previous year, with equity issuance rising 55.4% and commercial papers and short-term bonds up 27.6%. Debt issuance slightly decreased by 0.7% to KRW276.2510 trillion, while corporate bond issuance grew 6.5% to KRW53.1260 trillion, with AA or higher ratings comprising 70.7% of the total.
Data & statistics Financial and market indicators Supervisory data
-
2026-02-04•Global•Financial Action Task Force
The Financial Action Task Force (FATF) will hold its fifth Plenary under the Mexican Presidency in Mexico City from 11–13 February, focusing on mutual evaluation reports for Austria, Italy, and Singapore, and discussing evolving illicit finance threats and technological innovations. Nigeria and Jamaica will join under the FSRB Guest Initiative, with a summary of outcomes to be published post-meeting.
Policy & regulation Peer reviews and country evaluations AML and CFT
-
2026-02-04•United States•Federal Reserve Board
The Federal Reserve Board finalized the 2026 supervisory stress test scenarios for 32 large banks, maintaining current stress capital buffer requirements until 2027 to incorporate public feedback into its models. The scenarios include a severe global recession with significant stress in real estate and corporate debt markets, a peak US unemployment rate of 10%, and substantial asset price declines.
Supervision Reviews, inspections & stress tests Stress testing
-
2026-02-04•United States•Federal Reserve Board
Federal Reserve Board Governor Lisa D. Cook described the US economy as resilient but noted stalled inflation progress in 2025, supporting the Federal Open Market Committee's decision to keep the policy rate unchanged due to inflation risks. She highlighted a 2.9% rise in the personal consumption expenditures price index and core inflation of about 3%, attributing core goods inflation to higher tariffs, while noting easing in housing-services inflation and emerging economic strains among low- and moderate-income households.
Monetary policy Monetary policy assessments & outlooks Monetary policy decisions and developments
-
2026-02-04•United States•U.S. Senate Committee on Banking, Housing and Urban Affairs
The U.S. Senate Committee on Banking, Housing and Urban Affairs shared comments from Chairman Tim Scott previewing Treasury Secretary Scott Bessent's upcoming appearance, highlighting the bipartisan ROAD to Housing Act to expand housing supply and affordability. Scott emphasized the need for an independent Federal Reserve focused on price stability and mentioned ongoing efforts toward a digital assets compromise to protect consumers and community banks.
Policy & regulation Rules & requirements Other
-
2026-02-04•Poland•Central Bank of Poland
Poland’s Monetary Policy Council left the National Bank of Poland’s reference rate at 4.00%, holding the lombard, deposit, rediscount and bill discount rates at 4.50%, 3.50%, 4.05% and 4.10% respectively. The pause follows a cumulative 175 bp of cuts between May and December 2025.
Monetary policy Policy rate decisions Monetary policy decisions and developments
-
2026-02-04•Azerbaijan•Central Bank of Azerbaijan
The Central Bank of the Republic of Azerbaijan lowered all corridor parameters by 25 bp, cutting the refinancing rate to 6.5 % (corridor 5.5–7.5 %) after inflation fell to 5.2 %, within the 4 ± 2 pp target band. The move extends 2025’s 50 bp easing cycle and future action will depend on inflation projections.
Monetary policy Policy rate decisions Monetary policy decisions and developments
-
2026-02-03•India•Reserve Bank of India
The Reserve Bank of India has instructed agency banks to keep branches handling government transactions open on 31 March 2026, despite it being a public holiday, to ensure financial year-end accounting. Banks must also publicize the availability of these services.
Policy & regulation Rules & requirements Other
-
2026-02-03•Bulgaria•Bulgaria Financial Supervision Commission
The Bulgaria Financial Supervision Commission updated its registers by adding a new tied agent and several professional training providers for insurance brokers, while removing a mutual fund and a state fund. It also approved a draft amendment to the ordinance on compulsory motor third-party liability and passenger accident insurance, open for public consultation until March 5, 2026.
Policy & regulation Rules & requirements Licence approval
-
2026-02-03•Kyrgyzstan•National Bank of the Kyrgyz Republic
The National Bank of the Kyrgyz Republic fined two payment institutions in Bishkek a total of KGS 165,000 for breaches of national legislation and the bank's regulations.
Enforcement Investigations & enforcement actions Compliance
-
2026-02-03•Dominican Republic•Pensions Superintendency (SIPEN)
The Dominican Republic's Pensions Superintendency (SIPEN) awarded the “Aquí Sabemos de Pensiones” seal to the General Directorate of Information and Defense of Social Security Affiliates (DIDA), certifying that over 70% of DIDA’s staff possess the necessary knowledge of the Dominican pension system. SIPEN plans to extend this certification to other institutions aiming for the distinction.
Financial literacy & education Financial literacy and education
-
2026-02-03•Angola•Angola Capital Markets Commission
The Angola Capital Markets Commission participated in Rádio Marginal FM's "Luanda Downtown" programme, discussing capital markets as an alternative financing source and emphasizing transparency, investor protection, and financial stability. The Commission detailed fundraising instruments, issuance requirements, and initiatives like the Programa Emergentes to broaden market access.
Financial literacy & education Financial literacy and education
-
2026-02-03•Denmark•National Bank of Denmark
The National Bank of Denmark's January 2026 update shows a DKK 5.4 billion increase in the foreign-exchange reserve to DKK 673.9 billion, driven by net foreign-exchange purchases and government borrowing, with no market intervention. The central government's net financing requirement was DKK -2.2 billion, and banks' net position rose to DKK 327.3 billion, while policy rates remained unchanged since June 2025.
Monetary policy Monetary policy instruments & operations Foreign exchange policy and markets
-
2026-02-03•Japan•Japan Financial Services Agency
The Japan Financial Services Agency has initiated a public consultation on draft amendments to the Cabinet Office Ordinance on Electronic Payment Instruments to expand the recognition of foreign trust beneficiary rights as electronic payment instruments, aligning them with Japan's legal framework. The amendments propose these rights not be classified as securities under the Financial Instruments and Exchange Act, with comments due by 17:00 on 5 March 2026.
Policy & regulation Rules & requirements Payments and payment systems
-
2026-02-03•Israel•Bank of Israel
The Bank of Israel's Q4 2025 review highlights a 3.5% shekel strengthening against the US dollar and euro, decreased shekel dollar volatility, and increased foreign exchange trading volumes. Institutional investors recorded net foreign exchange sales of USD 13.2 billion, while nonresidents and the business and financial sectors made net purchases, with nonresidents accounting for 85% of estimated spot and forward trading volume.
Data & statistics Foreign exchange policy and markets
-
2026-02-03•Montenegro•Montenegro Capital Market Authority
The Montenegro Capital Market Authority has fulfilled its legislative obligations under Chapter 9 of Montenegro’s EU accession process, implementing reforms including a new Capital Market Law and laws on central counterparties, green and sustainable bonds, and benchmarks. These measures aim to enhance investor protection, transparency, and alignment with European standards.
Policy & regulation Rules & requirements Licensing framework and process
-
2026-02-03•Italy•Italian Securities Commission (Consob)
The Italian Securities Commission (Consob) reports that Italy's equity market reached a record EUR 1.077 trillion in 2025, despite a decline in listed companies and market liquidity. The report highlights the growing role of private equity, which significantly outpaces IPO proceeds, and notes the limited scale of domestic asset management and increased issuance of domestically listed bonds.
Research
-
2026-02-03•Hong Kong•Hong Kong Insurance Authority
The Hong Kong Insurance Authority reported that 85% of claims related to the Wang Fuk Court fire have been processed, totaling nearly HKD 510 million, with 84% of general insurance and 90% of long-term insurance claims settled. Remaining claims require further inspections, and the Authority will continue coordination with the Hong Kong Federation of Insurers.
Supervision Risk monitoring & watch points Claims management
-
2026-02-03•Angola•Angola Capital Markets Commission
The Angola Capital Markets Commission conducted a workshop on capital markets fundamentals at Colégio “Os Pirilampos Mágicos” in Luanda, focusing on the financial system's role in channeling savings and the significance of capital markets for mobilizing and trading resources.
Financial literacy & education Financial literacy and education
-
2026-02-03•Türkiye•Capital Markets Board of Türkiye
The Capital Markets Board of Türkiye concluded its 2026 winter-term education seminar for university students, aimed at enhancing capital markets visibility and financial literacy, hosting 124 students from 26 to 30 January 2026. The seminar included training on the Board's functions, Türkiye’s financial system, and a session on cyber risks and financial communication, with participants receiving certificates.
Financial literacy & education Financial literacy and education
-
2026-02-03•Cyprus•Central Bank of Cyprus
The Central Bank of Cyprus set the reference interest rate at 11.62% under Article 314A of the Penal Code Law, which serves as the benchmark for determining if loan-related financial benefits exceed the statutory threshold, constituting an offence punishable by up to five years’ imprisonment, a fine up to EUR 30,000, or both.
Policy & regulation Implementation, projects & pilots Financial benchmarks
-
2026-02-03•Cyprus•Central Bank of Cyprus
The Central Bank of Cyprus released its summary balance sheet statement for 31 December 2025.
Data & statistics Financial and market indicators
-
2026-02-03•United Kingdom•Financial Conduct Authority
The Financial Conduct Authority's final report on the premium finance market reveals a reduction in the cost of monthly insurance payments, saving consumers approximately GBP 157 million annually. While no market-wide changes like a price cap are planned, the FCA expects firms to ensure fair value under the Consumer Duty and will continue monitoring compliance, having shared examples of good and poor practices.
Supervision Reviews, inspections & stress tests Consumer and investor protection
-
2026-02-03•United Kingdom•Financial Conduct Authority
The Financial Conduct Authority announced the Upper Tribunal upheld its decision against Rangecourt SA, formerly Banque Havilland, and two former senior individuals for acting without integrity. Fines imposed were GBP 4 million on Rangecourt SA, GBP 352,000 on Edmund Rowland, and GBP 14,200 on Vladimir Bolelyy, with bans on Rowland and Bolelyy from financial services. The case involved a manipulative trading strategy to devalue the Qatari riyal, with Rowland and Bolelyy instrumental in the misconduct, including Rowland's deceit towards the FCA and in court.
Enforcement Investigations & enforcement actions Market abuse
-
2026-02-03•United Kingdom•Financial Conduct Authority
The Prudential Regulation Authority and Financial Conduct Authority have announced the first cohort of banks and building societies in their Scale-up Unit, aimed at providing regulatory support to fast-growing firms. The program will help firms like Allica Bank and Zopa Bank navigate regulatory requirements, with future cohorts and expanded sector participation expected in 2026.
Policy & regulation Implementation, projects & pilots Market development
-
2026-02-03•United Kingdom•Financial Conduct Authority
The Financial Conduct Authority's final report on the UK premium finance market concludes that existing Consumer Duty and fair value requirements suffice without new interventions like a single Annual Percentage Rate (APR) cap. The report notes a 4.1 percentage point drop in average APRs since 2022, with ongoing monitoring and targeted supervision planned, particularly following Close Brothers Premium Finance's exit from retail broker relationships.
Supervision Supervision approach, priorities & toolkit Lending
-
2026-02-03•Greece•Bank of Greece
The Bank of Greece's Bank Lending Survey for Q4 2025 indicates stable credit standards and terms for non-financial corporations, with a slight increase in corporate loan demand, while household credit standards remained unchanged with eased housing loan terms. Banks anticipate unchanged credit standards and demand for both corporate and household lending in Q1 2026, with the next survey release set for 28 April 2026.
Data & statistics Financial and market indicators Supervisory data
-
2026-02-03•Europe•European Securities and Markets Authority
The European Securities and Markets Authority has begun selecting its next Chair, a full-time independent role in Paris responsible for setting ESMA’s strategic direction and representing the Authority at the highest institutional level. The Chair will lead the Board of Supervisors and Management Board, oversee ESMA’s long-term strategy, and navigate potential changes from the European Commission’s legislative proposal on market integration and supervision.
Institutional development Leadership change & appointments Leadership change and appointments
-
2026-02-03•Europe•European Central Bank
In a keynote speech, European Central Bank Supervisory Board member Patrick Montagner emphasized the need for banks to balance digital innovation with governance and risk controls, particularly in AI, tokenisation, and cybersecurity. The ECB highlighted AI's widespread use among banks, systemic concentration risks, and the importance of frameworks like the Digital Operational Resilience Act for managing digital risks, with plans to continue monitoring AI and third-party dependencies in 2026.
Supervision Supervision approach, priorities & toolkit Fintech and insurtech Supervision process and methodologies
-
2026-02-03•France•France Autorite des marches financiers
France's Financial Markets Authority awarded the 2025 Young Researcher in Economics prize to Alexandre Madelaine for his research on investor information dissemination and its impact on investor behavior, including the effects of short-selling disclosures and retail investor forums. The EUR 5,000 prize, aimed at researchers under 35, was presented at the AMF Scientific Council meeting on 30 January 2026.
Other
-
2026-02-03•Thailand•Thailand Securities & Exchange Commission
The Thailand Securities and Exchange Commission has upgraded its "SEC Check First" app with a "Latest Investor Alert" function and a new channel for reporting investment scams, aiming to enhance investor verification of capital market service providers and approved products. The SEC reported significant usage of its website and mobile app in 2025 and advised users to update the app for compatibility with new features.
Supervision Alerts Consumer and investor protection Supervision process and methodologies
-
2026-02-03•Thailand•Thailand Securities & Exchange Commission
The Thailand Securities and Exchange Commission has revised regulations for securities and derivatives business operators to enhance responsible business practices and supervisory efficiency, effective 1 April 2026. Key changes include an outcome-based supervisory approach, stricter oversight mechanisms, and mandatory pre-implementation reporting of business changes to the SEC.
Policy & regulation Rules & requirements Supervision process and methodologies
-
2026-02-03•Ukraine•National Bank of Ukraine
The National Bank of Ukraine reported that its special fundraising account for Ukraine's defence forces had a balance exceeding UAH 26.2 billion as of 1 February 2026, with cumulative receipts since February 2022 totalling nearly UAH 151 billion. In January 2026, over UAH 3.3 billion was allocated to defence needs, primarily to the Defence Procurement Agency and the Ministry of Defense.
Data & statistics Other
-
2026-02-03•United Kingdom•Bank of England
The Prudential Regulation Authority and the Financial Conduct Authority have announced the first cohort of six banks and building societies in their joint Scale-up Unit, aimed at providing tailored regulatory support to fast-growing firms. The initiative will help these firms navigate regulatory challenges, with plans to open expressions of interest for a second cohort later in 2026 and ongoing support available for smaller insurers.
Policy & regulation Implementation, projects & pilots Fintech and insurtech
-
2026-02-03•Europe•European Central Bank
The European Central Bank's euro area Bank Lending Survey for Q4 2025 revealed unexpected tightening of credit standards for corporate loans (net 7%) and consumer credit (net 6%), while housing loans eased slightly (net -2%). For Q1 2026, banks anticipate further tightening across all loan categories and increased demand, with regulatory actions continuing to impact capital and liquidity.
Data & statistics Lending
-
2026-02-03•Japan•Bank of Japan
The Bank of Japan released balance sheet data showing total assets of JPY 682.9 trillion, with Japanese government securities as the largest asset at JPY 545.6 trillion. Key liabilities included banknotes at JPY 117.4 trillion and current deposits at JPY 468.1 trillion.
Data & statistics Monetary data
-
2026-02-03•Spain•Spanish Securities Commission (CNMV)
The Spanish Securities Commission (CNMV) reports that digital assets are maturing with increased integration into traditional markets, driven by institutional adoption and technological advances. It highlights stablecoins' significant role, DeFi's supervision challenges, and gradual DLT adoption in securities markets, noting regulatory gaps and MiCA's exclusions.
Research Fintech and insurtech DeFi Blockchain and distributed ledger technology
-
2026-02-03•Europe•European Central Bank
European Central Bank Supervisory Board member Patrick Montagner highlighted ECB reports on potential EU banking rule revisions and operational measures to streamline euro area banking supervision, with changes starting in 2026. Key initiatives include a risk-focused supervisory approach, enhanced use of artificial intelligence, and efforts to simplify capital buffer presentations without lowering requirements.
Supervision Supervision approach, priorities & toolkit Supervision process and methodologies
-
2026-02-03•Europe•European Financial Reporting Advisory Group
The European Financial Reporting Advisory Group (EFRAG) has issued two calls for expression of interest to enhance the adoption of the Voluntary reporting standard for SMEs (VSME) in the EU, focusing on mapping sustainability reporting initiatives and digital tools. Stakeholders have until 5 April 2026 to respond.
Policy & regulation Implementation, projects & pilots Accounting and financial reporting
-
2026-02-03•Kuwait•Kuwait Capital Markets Authority
The Kuwait Capital Markets Authority has removed the Contractual Early Education Incubator Company and its related collective investment scheme from the Collective Investment Systems Register, effective February 2, 2026, following Resolution No. 175 of 2025, which mandated their cancellation and liquidation.
Supervision Authorisations & approvals Licence withdrawal
-
2026-02-03•Australia•Reserve Bank of Australia
The Reserve Bank of Australia’s Monetary Policy Board raised the cash-rate target by 25 bp to 3.85 % on 3 February 2026, reversing part of the 75 bp easing made in 2025. The move responds to a renewed rise in headline and underlying inflation driven by stronger private demand, tight labour conditions and capacity pressures, with the Board pledging data-dependent action to return price growth to its 2–3 % band.
Monetary policy Policy rate decisions Monetary policy decisions and developments
-
2026-02-03•Netherlands•Dutch Authority for the Financial Markets
The Dutch Authority for the Financial Markets issued an enforcement update on Onafhankelijk Vermogensbeheer ’s Gravenhage B.V. (OVG) for non-compliance with investor protection rules, including suitability, product approval and review process, and cost transparency. OVG failed to collect adequate client information, lacked detailed target market descriptions, and did not provide clear cost disclosures. OVG is taking steps to address these issues and comply with AFM requirements.
Enforcement Investigations & enforcement actions Compliance
-
2026-02-03•Global•Network for Greening the Financial System
The Network for Greening the Financial System (NGFS) released an Occasional Paper comparing short-term climate scenario narratives using the NiGEM macroeconometric model with the NGFS suite-of-models framework, highlighting differences in GDP, inflation, and monetary policy responses. The NiGEM model shows smoother inflation dynamics and more gradual output adjustments compared to the sharper peaks and policy rate changes in the NGFS framework.
Research Climate risk and sustainable finance
-
2026-02-03•Europe•European Central Bank
The European Central Bank's January 2026 Bank Lending Survey showed unexpected tightening of credit standards for euro area enterprises in Q4 2025, driven by higher perceived risks and trade-policy tensions, while housing loan standards eased slightly and consumer credit standards tightened further. Banks anticipate further tightening across all loan categories in Q1 2026, with increased loan demand from firms and households despite ongoing trade-policy uncertainties impacting risk tolerance.
Data & statistics Credit risk
-
2026-02-03•Cyprus•Central Bank of Cyprus
The Central Bank of Cyprus released the Portfolio Investments 2024 edition.
Data & statistics Financial and market indicators
-
2026-02-03•Botswana•Bank of Botswana
The Bank of Botswana announced that its limited edition commemorative BWP 50 banknote, launched for its Golden Jubilee, will enter circulation on 6 February 2026, featuring new imagery and updated security features while circulating alongside the existing note.
Monetary policy Monetary policy instruments & operations Currency and cash management
-
2026-02-03•Qatar•Qatar Central Bank
Qatar Central Bank has extended remote work for all financial institutions in Qatar from 3 March 2026 until further notice. Each institution will decide which employees need to be physically present at the workplace.
Policy & regulation Rules & requirements Operational risk and resilience
-
2026-02-03•Morocco•Moroccan Insurance Authority (ACAPS)
Morocco's Supervisory Authority of Insurance and Social Welfare (ACAPS) met in Rabat with insurance sector stakeholders to discuss anti-money laundering and counter-terrorist financing (AML/CFT) measures. The session reviewed Morocco's removal from the Financial Action Task Force gray list and preparations for the Middle East and North Africa Financial Action Task Force mutual evaluation in 2026. ACAPS aims to enhance AML/CFT effectiveness through improved coordination and support for stakeholders.
Supervision Supervision approach, priorities & toolkit AML and CFT
-
2026-02-03•United States•New York State Department of Financial Services
The New York State Department of Financial Services detailed Governor Kathy Hochul’s proposals to lower motor vehicle insurance premiums by enhancing anti-fraud measures and revising liability and damages rules, amid rising insurance costs and fraud reports. Key initiatives include legislative changes to penalize staged crash organizers, reforms to insurer fraud reporting processes, and civil-law adjustments to cap non-economic damages and reform liability rules.
Policy & regulation Reform agendas & priorities Fraud and scams
-
2026-02-03•Europe•European Insurance and Occupational Pensions Authority
The European Insurance and Occupational Pensions Authority (EIOPA) has launched a public consultation on a supervisory statement for the authorisation and ongoing supervision of (re)insurance undertakings linked to private equity firms, addressing risks from private equity acquisitions and setting supervisory expectations for acquisitions, portfolio transfers, and mergers. Feedback is open until 30 April 2026.
Policy & regulation Guidance & interpretation Supervision process and methodologies
-
2026-02-03•Canada•Financial Services Regulatory Authority of Ontario
The Financial Services Regulatory Authority of Ontario has proposed an enforcement action against Chintankumar Narendra Thakkar, including a CAD 30,000 penalty, for allegedly acting as an unlicensed insurance agent in violation of Ontario’s Insurance Act. Thakkar has requested a hearing before the Financial Services Tribunal.
Enforcement Investigations & enforcement actions Unlicensed or unauthorized activity
-
2026-02-03•Canada•Canadian Investment Regulatory Organization
The Canadian Investment Regulatory Organization (CIRO) released a Digital Asset Custody Framework for Dealer Members operating crypto-asset trading platforms in Canada, enhancing requirements for client asset custody and addressing technological, operational, and legal risks. The framework, effective immediately, introduces a tiered, risk-based structure to diversify custody arrangements while ensuring investor protection.
Policy & regulation Guidance & interpretation Client asset custody and safekeeping Regulatory burden
-
2026-02-03•Canada•Ontario Securities Commission
The Ontario Securities Commission published a report on using gamification to improve retail investor decision-making, revealing that techniques like real-time diversification scores and leaderboards modestly increased portfolio diversification by 3.5% to 4.5% in a study with over 4,000 Canadians. The research, conducted with the Behavioural Insights Team, also outlines mitigation strategies for potential negative effects.
Research Fintech and insurtech Consumer and investor protection
-
2026-02-03•Canada•Ontario Securities Commission
The Ontario Securities Commission issued an investor warning from January 13 to February 3, 2026, identifying 20 companies not registered to deal or advise in securities in Ontario, and advised investors to verify registration through its website and contact the OSC if approached by these entities.
Supervision Alerts Unlicensed or unauthorized activity
-
2026-02-03•United States•U.S. Securities & Exchange Commission
Brian Daly, Director of the U.S. Securities and Exchange Commission’s Division of Investment Management, discussed AI in investment management at the Investment Company Institute Winter Board Meeting, highlighting uneven adoption due to liability concerns and oversight challenges. He noted the SEC's outdated technology framework and invited industry engagement on AI-related regulatory issues, including pilot programs and guidance requests.
Policy & regulation Guidance & interpretation Artificial intelligence
-
2026-02-03•Portugal•Portuguese Insurance Regulator (ASF)
Portugal's Insurance and Pension Funds Supervisory Authority (ASF) issued Circular No. 1/2026, updating supervisory measures due to recent macroeconomic shocks and discontinuing the "Monitorização da Solvência.xls" report from 1 January 2026. This change affects insurance and reinsurance entities in Portugal and branches of third-country firms. ASF's update reflects adjustments to measures introduced during the COVID-19 pandemic and adapted for the Russia–Ukraine conflict and related economic volatility.
Supervision Regulatory reporting Financial stability and systemic risk