The Taiwan Financial Supervisory Commission published an update on domestic banks’ lending to small and medium-sized enterprises (SMEs), reporting outstanding SME loans of NT$10,362 billion at end-January 2025, up NT$23.9 billion from end-December 2024. SME loans accounted for 64.09% of total loans to all enterprises and 67.86% of total loans to private enterprises, down 0.6 and 0.66 percentage points respectively from end-December 2024. The average non-performing loan ratio on SME loans was 0.26% in January 2025, an increase of 0.03 percentage points over end-December 2024. The FSC reiterated its encouragement for domestic banks to expand SME lending while maintaining risk controls and management.
Taiwan Financial Supervisory Commission reports domestic banks’ outstanding SME loans reached NT$10,362 billion at end-January 2025
The Taiwan Financial Supervisory Commission reported that domestic banks' outstanding loans to SMEs reached NT$10,362 billion at the end of January 2025, up NT$23.9 billion from the previous month. SME loans constituted 64.09% of total enterprise loans and 67.86% of private enterprise loans, both slightly decreased from December 2024. The average non-performing loan ratio for SME loans rose to 0.26%, up 0.03 percentage points, with the FSC urging banks to expand SME lending while maintaining risk controls.