The Taiwan Financial Supervisory Commission published data showing that domestic banks’ outstanding loans to small and medium-sized enterprises (SMEs) totalled TWD 10,467 billion at end-May 2025, up TWD 2.8 billion from end-April 2025. SME loans represented 64.66% of total enterprise lending and 68.37% of lending to private enterprises, increases of 0.22 and 0.25 percentage points respectively versus end-April. The average non-performing loan (NPL) ratio for SME loans stood at 0.21% in May 2025, down 0.03 percentage points from end-April; the FSC reiterated its encouragement for banks to expand SME lending with appropriate risk controls.
Taiwan Financial Supervisory Commission reports domestic banks’ SME loans at TWD 10,467 billion as of end-May 2025
The Taiwan Financial Supervisory Commission reported that domestic banks' loans to small and medium-sized enterprises (SMEs) reached TWD 10,467 billion at end-May 2025, a TWD 2.8 billion increase from April. SME loans accounted for 64.66% of total enterprise lending and 68.37% of private enterprise lending, with the average non-performing loan ratio at 0.21%, down 0.03 percentage points. The Commission encourages banks to expand SME lending with appropriate risk controls.