The Croatian National Bank warned that frozenspirety.info is a scam website that unlawfully uses government visual elements and falsely presents itself as the central bank’s official site. It promotes a nonexistent National Financial Access Programme and has no connection to the Croatian National Bank or any government institution. The site claims the programme is backed by a EUR 2 billion national guarantee fund, requires a minimum initial deposit of EUR 250 and limits applications to 500 per county. Citizens should not access the site, provide personal data or make related payments. The central bank advised users to verify website domains, noting that its official website is available exclusively at www.hnb.hr.